We realize that small business owners and their employees often wear many hats. In this day and age when a fewer number employees are often asked to do more, it becomes a challenge when the “benefits administrator” becomes bogged down with the additional duties and requirements for today’s health insurance plans.

At Essential Benefit Solutions, we strive to make the job of the small employer’s benefits administrator easier and less cumbersome. Some of the services that we provide are:

• Shopping the marketplace every year with every eligible carrier for the plan(s) that best meet the Small Employer’s/Employee’s needs
• Employee educational meetings
• Enrollment assistance
• Claims assistance
• Billing disputes assistance
• Doctor Search
• Customer/member advocate
• Up to date on new carrier rules, State Regulations and Federal Regulations

Essential Benefit Solutions offers a full range of employee benefits for the Small Employer such as a full health insurance package with one to three plans for employees to choose from and a selection of dental, vision or voluntary plans.

Listed below is an extensive list of small group products that we offer at Essential Benefit Solutions:

• Group Medical
  • HMO
  • POS
  • PPO
  • CONSUMER DRIVEN HEALTH PLANS

• HSA
• HRA
• SECTION 125 POP PLANS

• Group Dental
  • DMO
  • PPO
  • FREEDOM OF CHOICE PLAN
  • VOLUNTARY DENTAL PLANS

• Group Vision
• Group Life
• Group Disability
• Voluntary Plans (100% employee paid)